Frontpage Deal Advertiser Disclosure

Bank of America® Cash Rewards Credit Card

$200 Bonus Offer
w/ $1K in eligible purchases
+206 Deal Score
501,178 Views
Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America® Cash Rewards credit card. There is no annual fee. Thanks dead4life

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase


Slickdeals may be compensated by Bank of America.
Good deal?
You gave thanks to dead4life for this post.
Thank you!
dead4life posted this deal. Say thanks!

Original Post

Written by
Edited February 7, 2020 at 10:13 AM by
Bank of America is offering a $200 cash rewards bonus after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America® Cash Rewards credit card. There is no annual fee.

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase


Slickdeals may be compensated by Bank of America.
Add Comment
Created 04-08-2019 at 11:11 PM by dead4life
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+206
501,178 Views
$200 Bonus Offer
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

553 Comments

2 3 4 5 6

Sign up for a Slickdeals account to remove this ad.

This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2016
L3: Novice
1,023 Posts
129 Reputation
#46
Using this card for years. I wouldn't suggest it to most unless you have platinum status for 75% bonus on rewards. If you do have platinum, it offers the best cash back rates on gas and groceries. Unmatched
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Feb 2008
L2: Beginner
46 Posts
28 Reputation
#47
Quote from slicksdeal
:
Does that include all PayPal then?
I received the 3% for PayPal.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2006
L6: Expert
1,928 Posts
283 Reputation
#48
Quote from slkmaster2000
:
Using this card for years. I wouldn't suggest it to most unless you have platinum status for 75% bonus on rewards. If you do have platinum, it offers the best cash back rates on gas and groceries. Unmatched
Don't forget about food - 5.25% cash back
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2007
L5: Journeyman
575 Posts
270 Reputation
#49
Quote from radars
:
Do this, Uber Visa 4% cashback on restaurant, Chase freedom and Discover Card 5% cashback on category, Citi Double Cash Card 2% cash back on everything and 24 extra months extended warranty.
Chase Freedom Unlimited gives 3% cashback on everything. I applied but was denied because of the 5/24 rule.
Reply Helpful Comment? 0 3
This comment has been rated as unhelpful by Slickdeals users
Joined Aug 2013
L3: Novice
156 Posts
189 Reputation
#50
I already have a BoA Cash Rewards Visa Signature card. Is there any way I can avail this offer?
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Dec 2014
L2: Beginner
33 Posts
14 Reputation
Our community has rated this post as helpful. If you agree, why not thank ?
#51
Quote from stevenl
:
Chase Freedom Unlimited gives 3% cashback on everything. I applied but was denied because of the 5/24 rule.
But isn't the 3% only for the 1st year?
Reply Helpful Comment? 5 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2007
L5: Journeyman
575 Posts
270 Reputation
#52
Quote from Psylight
:
But isn't the 3% only for the 1st year?
Yes, only for the first year. And up to $20,000.
Reply Helpful Comment? 0 0

Sign up for a Slickdeals account to remove this ad.

This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2016
L3: Novice
1,023 Posts
129 Reputation
#53
Quote from nyknicks8
:
Don't forget about food - 5.25% cash back
After they changed the rewards tiers to be selectable, gas is my biggest purchase so I use BOA for that 5.25% and 3.5% groceries. For dining out I use Uber 4% and travel 3%. Double cash 2% for everything else
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Oct 2003
L8: Grand Teacher
3,064 Posts
312 Reputation
#54
Quote from dead4life
:
Yup the online shopping is very flexible to all sorts of online shopping. I personally use it for Ebay purchases.
can you confirm if orders from lowes.com and homedepot.com qualify for the online shopping category? I assume they would but want to make sure they won't exclude it because they are home improvement stores and would fall into that category instead.

I called to ask them they told me they are excluded from the online shopping category. They also told me that they wouldn't even qualify if I choose Home Improvement as my category if the purchases are made on the websites instead of in-store.

This seems pretty restrictive and I doubt it's really true. Can anyone confirm if they have their category on online shopping and whether lowes.com and homedepot.com qualified for 3%?
Reply Helpful Comment? 1 0
Last edited by oneness May 29, 2019 at 10:44 AM.
This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2006
L6: Expert
1,928 Posts
283 Reputation
#55
Quote from oneness
:
can you confirm if orders from lowes.com and homedepot.com qualify for the online shopping category? I assume they would but want to make sure they won't exclude it because they are home improvement stores and would fall into that category instead.

I called to ask them they told me they are excluded from the online shopping category. They also told me that they wouldn't even qualify if I choose Home Improvement as my category if the purchases are made on the websites instead of in-store.

This seems pretty restrictive and I doubt it's really true. Can anyone confirm if they have their category on online shopping and whether lowes.com and homedepot.com qualified for 3%?
Lowe's.com definitely qualifies as home improvement. Since I have so many credit cards, I have one for each category so I never tried Lowe's.com in the online shopping card.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2006
L6: Expert
1,928 Posts
283 Reputation
#56
Quote from slkmaster2000
:
After they changed the rewards tiers to be selectable, gas is my biggest purchase so I use BOA for that 5.25% and 3.5% groceries. For dining out I use Uber 4% and travel 3%. Double cash 2% for everything else
You should get another bofa card. I have 4 so I have nearly all the categories. I still use double cash for all electronics for the extended warranty and price protection. That alone is worth the 3% less in cash back.
Reply Helpful Comment? 1 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2005
L6: Expert
1,149 Posts
220 Reputation
#57
Quote from slkmaster2000
:
After they changed the rewards tiers to be selectable, gas is my biggest purchase so I use BOA for that 5.25% and 3.5% groceries. For dining out I use Uber 4% and travel 3%. Double cash 2% for everything else
Which card you are talking about.....the card posted by OP or something else? Please confirm the full name if the card....I am interested to apply.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined May 2015
L3: Novice
102 Posts
17 Reputation
#58
The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.

is it worth? Wellsfargo may be better over this.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Feb 2014
L4: Apprentice
386 Posts
61 Reputation
#59
So is this card better then the travel one from chase? I fly like once a year. To max out your benefits you need to use 1 card, 2 at most. So if you shop at amazon - you probably better off with amazon card since they give 5% on their own purchases. But for everything else - you either need to pour all onto travel points or on some other trash.

So my question - is this card good enough as everyday card? Instead of travel one?
Reply Helpful Comment? 0 0

Sign up for a Slickdeals account to remove this ad.

This comment has been rated as unhelpful by Slickdeals users
Joined Sep 2009
L10: Grand Master
10,210 Posts
3,055 Reputation
Our community has rated this post as helpful. If you agree, why not thank ?
#60
Quote from mephi5to
:
So is this card better then the travel one from chase?
Chase has like 20 cards so you'd need to be more specific.

And better at what?


Quote from mephi5to
:
S
I fly like once a year. To max out your benefits you need to use 1 card, 2 at most.
On the contrary- it's easier to max CC rewards using more cards so you are always using the highest possible reward for whatever category you're buying in. Doing this you can routinely get 4-6% cash back on all category spend (and 2-3% on non-category depending how much you spend here).... and significantly higher returns than those for travel purposes.


Limiting yourself to only 1, 2 max, cards sucks for value.

If you insist on doing that anyway which card will depend a lot on what categories you spend how much in.





Quote from droiddendi
:
The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.

is it worth? Wellsfargo may be better over this.

Credit card rewards are not taxable income per the IRS, they're rebates on your spending.
Reply Helpful Comment? 4 0
Page 4 of 37
2 3 4 5 6
Join the Conversation
Add a Comment
 

Slickdeals is an independent, advertising-supported service. The card offers that appear on this page are from companies from which Slickdeals receives compensation. This compensation may impact the location and order in which these products appear. Slickdeals does not include the entire universe of available credit or financial offers.

Link Copied to Clipboard